Well, I live in Sweden and everybody is covered for just about everything by our medical insurance, so, sure. We don’t buy that insurance, it just happens when you become a resident.
My daughter destroyed a ceiling lamp, and then sent the controller into the TV. I had so-called ‘drulle försäkring’ (stupidity insurance) so the TV got replaced, but since that model was discontinued we got a new one with hdmi inputs and all the (then) newest stuff. Still have it, 15 years later. The Wii doesn’t work anymore though.
God Jul!