As a self-employed person, I had the best health insurance plan I had ever had just before Obamacare was passed. $2500 deductible and only about $4500 out of pocket with a premium of under $500. After Obamacare there was not a policy with even close to that low of an out of pocket amount available. The “bronze” policy, in a state with quite a few companies competing in the beginning, was about $1400 per month for just my wife and me with an out of pocket above $10,000 and much worse coverage than my pre-Obamacare plan. Obamacare cost us our insurance coverage and we are the folk who have always paid our own way. We are now in a non-insurance health share situation which has been great.
Just happy to see the correct word: heroine.