Until the business sends the bill late or USPS losses it and you have to pay late charges, penalty charges and get hit with an increased interest rate.
OTOH what is the purpose of working hard, gaining position and money, if not to better conditions for your children? I can’t condemn Nepos. They should recognize and use the advantages their parents can confer. (If they start start in about being “self-made” they should be brought up short) I am jealous of their parents and what they can do for their children.
In Virginia if you get fired you don’t get to collect unemployment.